Personal Help for your Federal Student Loans
Secure your financial future. Academic Counseling Solutions is helping students from all over the nation pay off their student debt
Welcome
Customized Student Loan Forgiveness And Repayment Plans Tailored To You
Our team of experts take the time to learn your individual case and find the best student loan forgiveness and repayment plans that meet your financial situation.
Plan
Financial Planning
Schedule a consultation with one of our experts to review your case and discuss your needs. You help paint the picture and we do the leg work to get you the best plan possible.
Forgiveness
Erase Student Loan Debt
Many borrowers are unaware of the many opportunities for student loan forgiveness. Our team of professionals with decades of experience can help.
Manage
Lower Monthly Payments
There are a ton of monthly repayment options available for student loans. If you are having trouble keeping up with payments we can help lower your monthly amount that is due.
How We Work. Our Mission & Values
Staying on top of the ever changing world of student loans and rules from the Department of Education is our job. We strive for the best customer service possible every time. Each client we work with is like a member of our family. Let us fight for you and help accomplish your financial goals.
Financial Services
Unlike other financial service companies, we specialize in student loan forgiveness. With decades of experience rest easy knowing we will get you the best outcome possible.
INCOME DRIVEN REPAYMENT
Most qualify for a lower monthly payment based on income, not loan amount. Some even qualify for $0 payments.
COLLECTION REMOVALÂ
Get your loans out of collections and avoid wage and tax garnishments imposed by the Department of Education.
BORROWER’S DEFENSE
For profit colleges have been taking advantage of students over the last few years. If you’re a victim you may qualify for full loan forgiveness.
PUBLIC SERVICE LOAN FORGIVENESS
Public service loan forgiveness for teachers, law enforcement, nurses and other government and non profit professions.
SCHOOL CLOSURE DISCHARGE
Full loan forgiveness for students that were in attendance during a campus closing without teach out programs implemented.
PARENT PLUS LOANS
Borrowers with Parent Plus loans can also enroll into an income based repayment program to lower monthly payments.
Student Loan Services You Can Count On
Let Us Help You Make Your Student Loans Work For You
Student loan payments should not run your life. We understand what it is like going into college at a young age taking on all of these student loan responsibilities without understanding the longterm costs. Let us help you refinance your student loans to be more manageable and stop impacting your day to day life. If you have private student loans or federal student loans does not make a difference to us. With decades of experience we can help get loan forgiveness and reduce monthly payments.
Loyal Clients
We treat our clients like our own family which is why we have such a high referral rate. We are very thankful for your continued support and look forward to working with you soon. Become our next success story today by setting up a no obligation consultation to review your financial situation and options.
Private Student Loan Forgiveness
Private student loans are consider any student loan that is not a federal loan. These loans do not offer the multiple repayment options or borrower protection policies that a federal loan would. Also, Private Student Loans are not funded or subsidized by the U.S Government. Private Loans are only funded by credit unions, banks, or other types of private lenders.
Federal Student Loan Forgiveness
Federal student loans are financial-aid funds that should be paid back, plus interest. Fresh federal student loans are financed through the Federal Direct Loan Program (FDLP). An FDLP loan is initially borrowed from or now possessed by the Division of Education. All federal student education loans lent after June 2010 are FDLP loans, although debtors might obtain FDLP loans before that point.
Lower Monthly Student Loan Payments
Not only are there endless opportunities to have your student loans forgiven or student loan balance reduced but there are even more opportunities to have your monthly payments reduced. If you are having trouble with your montly payments we can help you reduce the amount you owe. Let us handle your document prep.
Contact
Get In Touch
Have our team of experts call you today.